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Management Team  


We are building a hand picked team to support our campaign. A brief introduction of our senior management team is given below:

Mr. Abdul Haye Mughal - Chief Executive Officer

Mr. Abdul Haye has over 29 years experience with a leading insurance company in Pakistan. He is an MBA from University of the Punjab and posses extensive knowledge of insurance as well as of the local market conditions. He brings with him enormous insight into the insurance industry of the country.

Capt. Azhar Ehtesham Ahmed - Executive Director, South Zone

Capt. Azhar E Ahmed, a Master Mariner served the shipping industry, afloat and ashore, before joining the insurance sector in 1993. During his tenure with the industry he served in various senior capacities before joining Alfalah Insurance as Executive Director, he had served as Chairman Accident Committee of IAP and as Vice Chairman of the executive committee of IAP, he has been writing regularly on insurance and shipping related matters in various publications and imparting training as guest speaker/trainer in various institutions and universities. Capt. Azhar has achieved the qualification of “Certified Director” from IFC and PICG.

Mr. Adnan Waheed - Executive Director & CFO

Mr. Adnan Waheed joined us in December 2007. He is a Chartered Accountant by profession and is an associate member of Institute of Chartered Accountants of Pakistan. He has lately been working as an external audit supervisor on behalf of A. F. Ferguson & Co. at one of the leading insurance companies in the country and as such brings with him an in-depth knowledge of industry related financial issues coupled with system analysis and audit skills.

Mrs. Shaheen H. Sumar - General Manager, South Zone

Mrs. Shaheen H. Sumar, Masters in Economics, brings with her over 29 years of experience in the insurance industry. She started her career as Marine underwriter with a leading insurance company of Pakistan and rose to the position of head of HR and Admin. She has also served as General Manager Operations, in an insurance company before joining Alfalah Insurance as General Manager, South Zone. She has served on the Fire committee and Council of Karachi Insurance institute.

Mr. Faisal Shahzad - Head of Internal Audit

Mr. Faisal Shahzad joined AFIC in May 2012 with 12 years of experience. He holds Masters’ Degree in business administration (MBA), specialization in banking and finance and is a fellow member of Association of Chartered Certified Accountants, UK. Faisal brings across deep insight of accounting, finance, audit, budgeting, financial planning and management during his association with prominent company in insurance sector.

Mr. Manzoor Hussain - Head of Claims

Mr. Hussain graduated from the University of Punjab in 1972 and has overall 30 years experience in various positions with different insurance companies in Pakistan. He possesses extensive knowledge of insurance as well as of the local market. His last assignment was Chief Manager – Claims, North Zone Lahore with a leading insurance company which gave him extensive experience of claims management of various classes of insurance.

Mr. Shahzad Aamir Rafique - Head of Window Takaful Operations

Mr. Shahzad Aamir Rafique joined AFIC in December 2005 with over 10 years of experience in insurance industry. He is B. Com., C.A. Intermediate from Institute of Chartered Accountants of Pakistan and also holds Certificate in Insurance from Chartered Insurance Institute, London. He has travelled abroad to visit leading reinsurance markets and attended various courses and seminars relating to reinsurance. Mr. Shahzad Aamir Rafique is responsible for overall affairs of Takaful Operations.

Mr. Muhammad Rashid Awan - Head of Underwriting Non-Marine

Mr. Muhammad Rashid Awan joined AFIC in 2016 with 15 years of experience, with leading Govt. and private sector insurance companies of Pakistan. He is an Associate Member of Chartered Insurance Institute, London. Before joining Alfalah Insurance he had served in Zurich Insurance, regional office, UK. He also served as member of Regional Committee North of IAP. He will lead our efforts in Non-Marine insurances.

Mr. Naveed Akbar - Head of Compliance

Mr. Naveed Akbar joined AFIC in Sep-2008. He is associate member of Institute of Cost and Management Accountant of Pakistan. He has more than 17 years of insurance experience related to accounting and finance. He was working as Senior Manager Finance prior than his appointment as Compliance Officer in 2017 to ensure the organizations’ compliance with legal and regulatory requirements.

Ms. Saima Bilal - Head of Human Resource

Ms. Saima Bilal joined AFIC in Aug-2013 with 15 years of experience in Human Resource Management. She holds Masters’ Degree of Business Administration with specialization in Finance and Marketing. She has experienced in working reputed companies, and is capable in bringing new, unique and progressive vision and directions to lead the respective company to an outstanding position in the market.

Mr. Hussain Merchant - Head of Information Technology

Mr. Hussain Merchant has more than 14 years of experience in the field of Information & Technology. He holds CITIP from British Computer society (UK) & Chartered Insurance Institute, London with Engineering in Computer Systems. Mr. Hussain is a member of Pakistan Engineering Council (PEC) and Associate Member of British Computer Society (UK). His experience involved vast areas in IT governance, Hardware, Software, Network Infrastructure & data center management. He has joined core team of Alfalah Insurance as Head of IT for achieving technical goals in the insurance sector.

Faisal Arshad - Head of Motors

Mr. Faisal Arshad joined AFIC in 2006, he is heading Motor Portfolio and in addition to that he is a key account manager for group company (Bank Alfalah)


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