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Engineering Insurance


Engineering Insurance:

Contractor’s All Risk Policy (CAR):

Our CAR policy offer protection to the parties involved in a construction project such as buildings, bridges roadways etc., different sections of the policy provide cover against:

• Loss or damage to contract works of civil engineering projects.
• Third party claims for Bodily Injury or property damage.
• Loss or damage to contractor’s plant and equipment.

Salient features of the Cover are:

CAR insurance provides an “All Risk Cover” and may be concluded by the Principal or by the Contractor including all Subcontractors and other parties having an interest in the project.

This type of “All Risk Cover” stipulates an indemnity to the insured against almost all/any loss or damage to the property insured which is not otherwise excluded by the policy.

Third party liability arising out of the construction activity at the insured site and cover to contractor plant and machinery are available as addition to CAR.

Erection All Risk Insurance (EAR)

Our EAR Policy is similar in nature as the CAR however this product is required by the projects involving erection of machinery and the civil works. This therefore is a very useful protection for construction of industrial units.

The cover generally starts from the receipt of machinery at site or commencement of civil works and concludes after commissioning and testing or on a specified time.

Third party liability and advance loss of profit are available as an addition to the EAR cover.

Machinery Breakdown Insurance

Our Machinery break down policy provides protection against a sudden break down of the machinery.

This is an All Risk policy and affords protection against unforeseen and sudden physical loss or damage from causes not excluded, in a manner necessitating its repair or replacement.

Terrorism Insurance:

Our terrorism insurance policy offers protection to the insured property against loss or damage attributable to an act of terrorism and sabotage.

Wider covers affording protection against Riots, malicious act and civil commotion are also available.

All policies are subject to certain conditions, terms and exclusions and therefore, please contact us for detailed understanding of the respective insurance.

Claims Reporting Procedure


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