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About Us
Management Team  


We are building a hand-picked team to support our campaign. A brief introduction of our Executive and Senior Management team is given below:

Mr. Abdul Haye, Chief Executive Officer

Mr. Abdul Haye has been associated with Insurance Industry since last 30 years. He is been with Alfalah Insurance from inception & prior to his existing position, he was working as Executive Director steering the overall operations of the Company. He has diverse and versatile experience of portfolio building and value addition towards continuous organizational growth. Before joining Alfalah Insurance, he worked with one of the leading insurance companies on an elevated position. Besides this he has gained immense recognition on various industry platforms. Mr. Abdul Haye holds Masters Degree in Business Education from University of the Punjab.

Capt. Azhar Ehtesham Ahmed, Executive Director, South Zone

Capt. Azhar E Ahmed, a Master Mariner served the shipping industry, afloat and ashore, before joining the insurance sector in 1993. During his tenure with the industry he served in various senior capacities before joining Alfalah Insurance as Executive Director, he had served as Chairman Accident Committee of IAP and as Vice Chairman of the executive committee of IAP, he has been writing regularly on insurance and shipping related matters in various publications and imparting training as guest speaker/trainer in various institutions and universities. Capt. Azhar has achieved the qualification of “Certified Director” from IFC and PICG.

Mr. Adnan Waheed – Executive Director & CFO

Mr. Adnan Waheed joined us in December 2007. He is a Chartered Accountant by profession and is an associate member of Institute of Chartered Accountants of Pakistan. He has lately been working as an external audit supervisor on behalf of A. F. Ferguson & Co. at one of the leading insurance companies in the country and as such brings with him an in-depth knowledge of industry related financial issues coupled with system analysis and audit skills.

Ms. Shaheen H. Sumar, General Manager, South Zone

Ms. Shaheen H. Sumar joined AFIC in 2011 with 29 years of experience. She started her career as Marine underwriter with a leading insurance company of Pakistan and rose to the position of head of HR and Admin. She has also served as General Manager Operations, in an insurance company before joining Alfalah Insurance as General Manager, South Zone. She has served on the Fire committee and Council of Karachi Insurance institute.

Mr. Faisal Shahzad – Head of Internal Audit

Mr. Faisal Shahzad joined AFIC in May 2012 with 12 years of experience. He holds Masters’ Degree in business administration (MBA), specialization in banking and finance and is a fellow member of Association of Chartered Certified Accountants, UK. Faisal brings across deep insight of accounting, finance, audit, budgeting, financial planning and management during his association with prominent company in insurance sector.

Mr. Muhammad Rashid Awan – Head of Underwriting (Non-Marine)

Mr. Muhammad Rashid Awan joined AFIC in 2016 with 15 years of experience, with leading Govt. and private sector insurance companies of Pakistan. He is an Associate Member of Chartered Insurance Institute, London. Before joining Alfalah Insurance he had served in Zurich Insurance, regional office, UK. He also served as member of Regional Committee North of IAP. He will lead our efforts in Non-Marine insurances.

Mr. Manzoor Hussain – Head of Claims

Mr. Manzoor joined AFIC in 2007 with 30 years of experience. He graduated from the University of Punjab in 1972. He served different insurance companies in capacity of various positions. He possesses extensive knowledge of insurance as well as of the local market. His last assignment was Chief Manager – Claims, North Zone Lahore with a leading insurance company which gave him extensive experience of claims management of various classes of insurance.

Mr. Shahzad Aamir Rafique – Head of Window Takaful Operations

Mr. Shahzad Aamir Rafique joined AFIC in December 2005 with 10 years of experience in insurance industry. He is B. Com., C.A. Intermediate from Institute of Chartered Accountants of Pakistan and also holds Certificate in Insurance from Chartered Insurance Institute, London. He has travelled abroad to visit leading reinsurance markets and attended various courses and seminars relating to reinsurance. Mr. Shahzad Aamir Rafique is responsible for overall affairs of Takaful Operations.

Mr. Naveed Akbar – Head of Compliance

Mr. Naveed Akbar joined AFIC in Sep-2008 with 8 years of experience. He is associate member of Institute of Cost and Management Accountant of Pakistan. He has more than 17 years of insurance experience related to accounting and finance. He was working as Senior Manager Finance prior than his appointment as Compliance Officer in 2017 to ensure the organizations’ compliance with legal and regulatory requirements.

Mr. Hussain Merchant – Head of Information Technology

Mr. Hussain Merchant joined AFIC in 2013 with 14 years of experience in Information & Technology. He holds CITIP from British Computer society (UK) & Chartered Insurance Institute, London with Engineering in Computer Systems. Mr. Hussain is a member of Pakistan Engineering Council (PEC) and Associate Member of British Computer Society (UK). His experience involved vast areas in IT governance, Hardware, Software, Network Infrastructure & data center management. He has joined core team of Alfalah Insurance as Head of IT for achieving technical goals in the insurance sector.

Mr. Faisal Arshad – Head of Motors

Mr. Faisal joined AFIC in Sep-2006 with 2 years of experience. He holds Master’s degree in Business Administration and Computer Sciences and Diploma in Insurance (CII-UK). He is currently heading the Motors Department.

Mr. Raza Javaid - Deputy General Manager

Mr. Raza joined AFIC in Jun-2011 with 5 years of experience. He is currently leading the Operations & Sales of Lahore Main Branch.

Mr. Zia Mohy ud Din – Assistant General Manager

Mr. Zia Mohy ud Din has joined us in 2009 to handle the affairs of Multan Region. He has 18 years of experience in Insurance Industry. He also served leading Insurance Companies and one Multinational Insurance Company in Pakistan. He is responsible as Area Manager for the Operations and Business Development in Multan and Rahim Yar khan Regions.

Mr. Fazal ur Rehman Malik – Assistant General Manager

Mr. Fazal joined AFIC in Jun-2013 with more than 40 years of experience. He served a renowned insurance company at senior management level in operations department. He is currently leading the Operations & Sales of Area office Islamabad.

Mr. Engr. Muhammad Tauheed uz Zaman Khan – Area Manager

An Engineer by profession Mr. Khan joined the Insurance Industry in 1994 in the Risk Management and Engineering Insurance Division. Over the years he has been exposed to various sorts of assignments in the Insurance and Construction sectors. He has worked with leading Insurance Companies of the Country and has joined us as an Area Manager to handle the affairs of the Gujranwala Region. He is responsible for the Operations and Business Development in the Region.

Abu Dhabi Group is represented in Pakistan by the following entities:
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